After hiving off heavy engineering and foundry operations into Texmaco Rail & Engineering Limited, erstwhile Texmaco Limited’s business activities mainly include development of real estate, besides having a mini Hydel Project. assets: -  Texmaco may be able to generate a few thousand crore of Rupees  from development of this land alone. »  Birla Mill as apportioned by Supreme Court after prolonged litigation between Delhi Development Authority (DDA) and company.  Supreme Court has allowed 50% extra floor area ratio (FAR) for development in the portion allotted to company. Thus, on these 11 acres of land Texmaco will have approx. 10 lakh sq. ft. worth built up  area for commercial exploitation. » society, commercial complex, etc., over next 2 years. Company has enough financial resources for land development. »  the Supreme Court has ordered that if DDA develops that piece of land, it will have to share 50% of the land value with Texmaco. That will add substantial amount of land for development adding further value to the company. 144 acres land in Sankrail, Howrah, Kolkata, along with Government of India will establish a mega logistic hub.  66,500 sq. ft. office space "Gillette Towers" in Gurgaon has good  prospects for long-term capital appreciation as it is in the heart of commercial  locality and is presently yielding annual rental income of Rs 9-10 crore.  Moreover, company also owns 30.04% stake in the de-merged business  of TREL (Texmaco Rail & Engineering) and 8.67% stake in Zuari Industries . Being a debt-free company, its existing enterprise value (EV) is less  than market capitalization of Rs 403 crore, while value of surplus.  assets is substantially higher (Rs.1975 crore) than EV. where company Of the remaining 2/3rd part of the land (~ 20 acres) allotted to DDA,Company will be developing this land for shopping mall, residential Company has got 11-acres out of total 31 acres land of closedBirla Textile Mill land at Kamla Nagar in heart of Delhi. Company has following major

Investment Options for 2011

Investment Options for 2011

What are your investment options for 2011?

• Bonds – Yes you can
• Commodities – Not now
• Stocks – Maybe

????????

Across India, all brainy analyst , Top CIO's ,Fund Manager, Financial Plannerare confused..Guess why??

Dont know where to invest,Real estate at their  high,same trends have seen across the board whether be it equity or commodity.
My view says -Ideally one Can invest in Bond fund having exposure of LT GOI securities...& selected stocks..
Try your luck in bonds.( while interest rate almost at their peak bonds will be safe heaven, Probablity is high as regards to RoI can beat inflation which is hovering between 9 % to 10 %)...
Pathshala on saving-    Scrap your Credit card-

When you're trying to pay down your credit card debt, you'll whittle away at it much faster if you avoid making any more charges in the meantime. To resist the temptation, think "out of sight, out of mind." Take your credit cards out of your wallet entirely. Stash them in the bottom of your sock drawer, or entrust them to a friend or relative for safekeeping. You could even place them in a bag of water and throw it in the freezer -- you'd have to wait for it to melt before you could use it, which would hopefully be long enough for your impulse to pass.

Read more: http://www.kiplinger.com/columns/starting/archive/2006/st1019.htm#ixzz1LDMgz5vE
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Guys do it as i say, or else you will regret. I am personally following my tips. ;-)

Mediclaim Must..

Health Insurance and Mediclaim

Today, health treatment can be very expensive. People are suffering from more stress by looking at medical bills than they suffered because of their actual illness. The best way to get rid of such worries related to health is to take a health or medical insurance policy. A health insurance policy not only covers expenses that are incurred during hospitalization but also during pre as well as post hospitalization stages. This includes money spent for conducting various medical tests and buying medicines. The cover is generally to the extent of the sum insured.
As on date, the health insurance companies provide many innovative schemes to their customers. The latest product in this segment is 'cashless hospitalization'. Under this plan, individuals insured do not have to pay for their hospital bills in case of hospitalization; the insurance company takes care of this and settles the bill directly. However, certain terms and conditions need to be met. For instance, the hospital needs to have a tie-up with the insurance company and all the documents required must be in order.
How much health insurance should one have?
Start early
One must buy health insurance at an early stage since the premiums are lower when you are young and the rate of increase in premium is directly proportional to a person's age. Health insurers assume that the chances of making a claim at an early age are lower, as against a person who takes health insurance at a later age say 40 years and he/she is also more prone to suffer from diseases.
The importance of a mediclaim or Health Insurance can't be ignored in today's world of expensive medical treatments and looking at its benefits at a younger age, one must insure himself/herself against any medical injury/illness early in life.
How much cover is needed?
The requirement for Health Insurance varies from person to person. It depends upon the factors like age, incomes & expenses, marital status, family background etc.

• Age: During the early years of your life you might require a simple health policy to cover the expenses that would incur if you fall sick or meet with an accident. The possibility of occurrence of critical diseases is low at young age and hence a higher cover is not essential. As you grow old you should keep increasing the sum assured/cover.
• Marital Status: If you are married it's a good idea to ensure that your spouse is also covered against any kind of medical emergency. In a Family Floater Plan, you and your spouse will be covered under the same policy (one premium). After the birth of your child you can also get your child included in the Family Floater Plan.
• Family Background: If you have a family history of some diseases such as Diabetes, then it becomes necessary to take shield of Critical Care plan that will cover you against all the major illnesses that you may be prone to.
• Income & expenses: A higher health insurance cover is necessary if you think that cost of your family's medical treatment will be higher. A lot depends on how much is your family's current expenses & income.

Investmentz ideas..

There are two distinctly different ways of looking ahead at F>Y>11-12 . One can try and figure out the changes and try to predict them.

The second way is to figure out things that would remain unchanged. I think, for those in business, the first way is the better one. However, for an investor, either of the two approaches might work.

Predicting new trends is riskier and the chances of successes lower. But the potential rewards are greater. The second way is the safer one and one where a much larger proportion of people are likely to find success.

However, I’ll go with the first option and try to figure out new trends that could emerge in F.Y.11-12

1 I expect fixed income returns to become more robust. The last few years have been characterized by investing in fixed income assets, which has barely been able to match inflation.

This has been a slow-motion disaster for a conservative Indian saver who won’t touch anything that isn’t predictable and preferably guaranteed. For these people, the last few years have seen a steady, at times unnoticed, erosion in wealth as returns have lagged far behind the effective inflation rate.

This trend will now end. Notwithstanding all the talks of excess liquidity chasing inflating assets, we could be headed for situation where the demand for investments will pressurize the savings available and there’s likely to be a longish period when fixed income savings will generate better real returns than their past performance.

2 Investing in infrastructure will again start making sense and this trend will continue for a long time. Infrastructure-related investments have had a setback from 2008 onwards, but this phase is now at an end. What we saw earlier was way too much excitement, hype and money chasing too few real investment avenues.

However, the simple logic of this sector’s fundamentals is bound to assert itself strongly in the long run. India needs huge investment in infrastructure and these investments will get good returns for a long time. Whether its power or transport networks, a lot of it has to be built. However, there’s one caveat: this sector will remain prone to hype and vulnerable to the way governments make policy and pick winners and losers.

3 China’s stock market will start reflecting that country’s enormous potential in a better way. Relative to the country’s economy, the Chinese stock market has been a barely-relevant sideshow. This is bound to change and it will have two implications for the Indian investors.

First, more people will invest in China and China-related stocks. This is already possible through a handful of stocks as well as Hang Sang futures on NSE, but the possibilities can only grow. Second, the relative share of attention that Indian stock markets will get from Western investors will decline. Neither of these will happen overnight. But they are inevitable.

Dedicated 2 my Mom n all...

Am not editor neither am i financial doctor nor fund manager. Just breif back ground about me..29 year old graduated form Local Mumbai university. Cleared CFP (Certified Financial Planner) Offered by FPSB India, FPSB India is a public-private enterprise and a Professional Standards Setting body that guides the development and promotion of standards for Financial Planning Professionals. My passion is to multiply money whether be it equity or any investmentz across the globe. This post has been dedicated to my Mom and all followers which stands ZERO as off now.
I Would like to recommend HINDUSTAN CONSTRUCTION CO.LTD. closing price 37.95.My price tgt for the same is 95 Rs. No rocket science just contrarian view for Long term say 2 years.
I will try to improve going ahead in terms of BLOGGING. I take pledge to reward my friends,relatives,followers wid many investmentz ideas going ahead and multiply their money.
All of you are free to ask me any query as regards to investmentz.it will be my pleasure to ans the same.
Pathshala-   
1.) Rule of 72. The Rule of 72 states that you can divide the number 72 by whatever yield you are getting to see how long it would take for your investment to double. You can also switch the formula and divide 72 by the number of years you want your money doubled to see what yield you need.